HEED Financial Services is a New Jersey based firm (accredited NJ State Small Business), family owned and operated, with over 100 years of combined business experience and knowledge in the SMB and Financial/Legal and IT space. We consider ourselves SMB advocates.

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Our goal is to restructure business debt to an outcome that is feasible for both the creditor(s) and debtor. We enable debtor's companies to continue doing business (and preferably grow from there). We provide capital acquisition services for additional cash-flow.

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Owner and Sr. Consultant Patrick Castenie has held several executive leadership roles in various industries such as IT and Hospitality. He is a proud member of the American Red Cross Disaster Response Strike & Sheltering Team.

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Our team members all understand business, business practices and finance. Together we are there to help you out of litigation (or otherwise support you with creditor issues and challenges you may have).

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We are a member of the IABMC (International Association of Business Mediation Consultants).

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We can consult clients on business processes improvements and business automation options. These result in ongoing cost-savings and new ways for growth, helping companies to get and stay ahead. 

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We have a vested interest in helping our (Small & Medium) Business Community.